CasaMint ForecastForecasts as of July 2026 · 7 monthly revisions on record · Free to cite
Forecast range · through 2027
6.3%to6.4%
Where Fannie Mae expects the 30-year fixed to sit, quarter by quarter, through the end of 2027. Today's actual rate: 6.66% (as of Jul 30, 2026).
Data source
The rate forecast hasn't moved in months. It's 6.3%.
The 2026 call is 6.3%. It was 6.3% last month too. Today's actual rate is 6.66%. Nothing in this forecast rewards waiting.
The story behind that number
Low point · April 2026
5.8%
The lowest 2026 average rate forecasters have published this cycle.
Forecast now · July 2026
6.3%
2027 sits at 6.3% on the same reading.
Actual rate · Today
6.66%
Freddie Mac's latest weekly 30-year fixed print.
The full record
Every revision, month by month.
What Fannie Mae expected the average 2026 mortgage rate to be — tracked by the month they said it.
—% straight through 2027. Fannie Mae stopped forecasting a drop.
| Forecast published | 2026 avg. rate | Change from prior reading |
|---|---|---|
| January 2026 | 6.0% | — |
| February 2026 | 6.0% | flat |
| March 2026 | 6.0% | flat |
| April 2026 | 5.8% | −0.2 |
| May 2026 | 6.2% | +0.4 |
| June 2026 | 6.3% | +0.1 |
| July 2026 | 6.3% | flat |
Source: Fannie Mae ESR Group monthly housing forecasts. Figures are the forecast full-year 2026 average 30-year fixed rate as published that month.
2027 forecast rate
6.3%
Widest single revision
+0.4pt
Readings held flat
3 of 6
Actual rate today
6.66%
The backdrop
The wider economy isn't the problem.
Through 2027
No recession
Computed from the quarterly GDP path on the current reading.
Unemployment
4.3% → 4.3%
2026 into 2027, on the same forecast.
GDP growth
2.0% → 2.4%
Modest growth — no boom, no contraction.
Inflation (CPI)
3.6% → 1.9%
The line item keeping the Fed on hold.
Put together: the market is frozen because of rates, not because the economy is breaking. That's actually the reassuring part of this forecast.
See the full economic backdrop →