We'll watch mortgage rates
so you don't have to.
Tell us your rate once. Every month, we'll show you exactly how much you could save by refinancing today — and email you the moment it's worth it. No credit check, no sales calls, just your number.
Start with your current rate
Takes about 10 seconds · No credit pull · We never sell your info
Your info is never sold
No credit pull, no trigger leads, no lender calling you at dinner. Ever.
We'll tell you to do nothing
If refinancing won't beat your break-even, we say so — and show the math.
One number, every month
Tell us your rate once. We watch the Fed data and email you the moment it pays.
Source
Rate forecast · Aug 2026
Where mortgage rates are headed through 2027
6.70% – 6.80%
▲ 0.20 pt into 2027Fannie Mae's latest forecast puts the 30-year fixed between 6.70% and 6.80% from now through the end of 2027, against today's 6.76%.
0%
Chance of a rate cut
A rate cut on Sep 16 is off the table.
Markets: 14.6% hold · 85.4% hike · CME FedWatch
Source
Housing market · Aug 2026
Cheap homes are selling less. Expensive homes are selling a lot more.
Under $250K−9.7%
$750K and up+1.9%
▼ Investors made 15 of every 100 sales this month, down from 21 a year ago — less competition for regular buyers.
See the market pulse →Source
Economy · Aug 2026
Possible recession in the latest forecast
Jobs, growth, and prices set the floor under mortgage rates. Fannie Mae sees unemployment at 4.3%, GDP growth at 2.0%, and inflation at 3.1% in 2026 — arrows show where each one heads in 2027.
Unemployment
4.3%
▬ 0.0 pt
GDP growth
2.0%
▲ 0.5 pt
Inflation (CPI)
3.1%
▼ 1.1 pt
Arrows compare the 2026 forecast with 2027.
See the economy →Free calculators
Run the numbers yourself
Interactive tools — enter your numbers, get an answer in seconds. Nothing to sign up for.
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Rent vs. Sell Calculator
Moving out? Compare years of rental cash flow against what you'd pocket selling today — no lender calls, just the math.
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Net Proceeds Calculator
What you'd actually pocket if you sold today — after commissions, closing costs, and payoff. No credit pull, no lender spam.
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Renovation ROI Calculator
See how much a kitchen, bath, or ADU actually adds to your home's value before you swing a hammer.
Calculate →From the Guides
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Read now →See if refinancing is actually worth it.
Two minutes. Live mortgage rates from the Federal Reserve. Zero calls from lenders.
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