Every number below is a sample scenario, not your data. Click a calculator to run your own.
Honest home money math, on demand.
Free, no-signup calculators for the biggest home money questions. Numbers first. Sign-in optional. Each one shows a sample result below — plug in your own numbers to make it yours.
Monthly Cost
What will it actually cost you every month?Home Equity & Borrowing Power
See your equity, your LTV, and how much a HELOC or cash-out could unlock — without a credit pull.
Example
$217K
sample: $750K home, sample numbers
Mortgage Payment
Full P&I, taxes, insurance, PMI on any price and rate.
Example
$4,033
sample: $650K, 20% down, 6.50%
Extra Payment Payoff
Interest saved and years shaved from paying more each month.
Example
6.2 yrs
sample: $300/mo extra payment
Fixed vs ARMNew
What the lower ARM rate saves you now — and what the adjustment could cost you later.
Example
−$219
sample loan, initial rate
HELOC vs Second MortgageNew
Use your equity without selling. Compare a variable HELOC to a fixed second mortgage, month by month.
Example
$771 vs $843
sample: $100K borrowed