What will you actually pay every month?
Principal, interest, taxes, insurance, and PMI — the real number that hits your account. Drag the sliders to see how each lever moves it.
Your numbers
$650,000
20% ($130,000)
6.50%
30 yrs
1.10%
$1,800
0.60%
Monthly payment
$4,033
$520,000 loan @ 6.50% for 30 yrs
P&I (82%)
Tax (15%)
Insurance (4%)
PMI (0%)
How to read this
PMI turns off automatically once your down payment hits 20%. Taxes and insurance vary a lot by state and property — use your actual quote when you have one. HOA dues, if any, sit on top of this number.
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Estimates only. Not an appraisal, tax advice, or lending offer. Checking here never touches your credit.