Can you carry both for a stretch?
Two mortgages, a bridge loan, and a sale down the road. Move the sliders and see the real all-in cost of the overlap — and what you net when the old house sells.
Current home
New home
The overlap
Doable
$31,948
total cash out during the 4-month overlap
What "doable" actually depends on
Two things: cash reserves to cover the overlap payments and bridge interest, and enough equity in the old home to pay off the bridge when it sells. This tool assumes the bridge covers the down payment on the new home and gets repaid from sale proceeds. Real bridge terms, fees, and lender debt-to-income limits vary — this is a napkin, not an underwriting decision.
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Estimates only. Not an appraisal, tax advice, or lending offer. Checking here never touches your credit.