How much of your home is actually yours?
Drag the sliders. See your equity, your LTV, and roughly what a HELOC or cash-out could unlock — using the standard 85% combined LTV cap most lenders use.
Your numbers
Your equity
$330,000
51% of your home's value
What the tappable number means
Most lenders cap the combined loan-to-value on a HELOC or cash-out refinance at around 80–85%. We use 85% here — so this is the rough ceiling on what a bank might let you borrow against the house, on top of your current mortgage. Actual approval depends on income, credit, and program. This isn't a lending offer, and we don't send your info to anyone.
Share this snapshot
Copy a link with your exact numbers baked in — send it to a partner, an agent, or your future self.
Save this (optional)
Email me a copy — and ping me if the numbers change materially.
No credit pull. No lender spam. Unsubscribe in one click.
Estimates only. Not an appraisal, tax advice, or lending offer. Checking here never touches your credit.