How much would paying extra actually save?
Add an extra amount to your monthly principal. See the interest you skip and the years you cut off the loan.
Your loan
$380,000
6.50%
30 yrs
$300
What you'd save
$147,079
interest saved · 7.8 yrs sooner
Interest still paid (70%)
Interest saved (30%)
Before you send extra
Confirm your servicer applies extra payments to principal (some default to the next month's payment). Compare the guaranteed "return" of your mortgage rate against paying down higher-rate debt or maxing tax- advantaged accounts first. There's no wrong answer — just tradeoffs.
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Estimates only. Not an appraisal, tax advice, or lending offer. Checking here never touches your credit.